Markets · February 4, 2026 · 5 min
What a 67% four-year path actually means
Average annual return of Mineral'35 over the past four years — and why averages hide the weather.

Marketing likes a single number. Markets do not. The four-year path of Mineral'35 includes a year that felt effortless and a year that asked for patience.
The +67% figure on the homepage is a trailing window, not a coupon. Compounding at that pace is neither guaranteed nor typical of every future window.
What the number is useful for: setting a range. If you deposit today and leave the money for four years, your outcome will be a path — with drawdowns — not a straight line to a target.
The calculator lets you stress that idea. Change the rate. Change the horizon. Watch contributions and gains separate. That is the honest version of “see your growth potential.”


